Everything your household needs to run money in one place

Free for early households for 1 year (limited users). Built for clarity, collaboration, and confident decisions.

💎 Core Features

Unified Dashboard & Real-Time Insights

See your complete financial picture at a glance: all accounts, net worth, cash flow, budgets, and upcoming obligations. AI insights highlight trends, anomalies, and opportunities to save.

✓ Net worth tracking ✓ Cash flow analysis ✓ Anomaly detection ✓ AI insights ✓ Spending trends ✓ Monthly summaries ✓ Smart alerts

All Accounts in One Place

Manage bank accounts, credit cards, investment portfolios, assets (home, car, jewelry), and mortgages—all together. Add accounts manually or import transactions from CSV files. Reconcile with bank statements to catch discrepancies.

✓ Checking accounts ✓ Savings accounts ✓ Credit cards ✓ Investment accounts ✓ Physical assets ✓ Mortgages & loans ✓ Transaction imports ✓ Reconciliation

Smart Budgeting & Spending Control

Create monthly budgets with category targets (groceries, utilities, entertainment). Use envelope budgeting to allocate every pound. Get real-time alerts when approaching or exceeding limits.

✓ Monthly targets ✓ Envelope allocation ✓ Spending limits ✓ Category tracking ✓ Overspend alerts ✓ Month-over-month comparison ✓ Savings goals ✓ Calendar reminders

Bills Radar & Payment Management

Never miss a due date. Track all recurring bills: utilities, subscriptions, card payments, insurance, mortgages. Get reminders before due dates and plan cash flow with confidence.

✓ Due date tracking ✓ Pre-due notifications ✓ Payment history ✓ Recurring bill forecast ✓ Subscription management ✓ Payment verification ✓ Cost optimization tips

👥 Household & Collaboration

Multi-Member Households

Invite family members to your household. Assign roles: admin (full access), member (view/add data), or viewer (read-only). See who did what and when with full audit trails. Manage approvals for transactions on shared accounts.

✓ Role-based access ✓ Approval workflows ✓ Audit trails ✓ User invitations ✓ Permission levels ✓ Activity history

Shared Dashboards & Reports

Create custom dashboards that family members can view together. See household spending aligned by member. Generate reports for planning and exports.

✓ Custom dashboards ✓ Role-based views ✓ Spending breakdown ✓ PDF reports ✓ CSV export ✓ Tax summaries ✓ Date range filtering

📈 Advanced Analysis & Planning

What-If Scenarios & Mortgage Planning

Simulate mortgage payoff timelines with different overpayment amounts. Model rate changes to see impact on monthly payments. Plan for renovations or major purchases by forecasting cash availability. Test different budget scenarios.

✓ Mortgage calculations ✓ Rate simulations ✓ Overpayment analysis ✓ Payoff timelines ✓ Cash flow forecasting ✓ Budget scenarios

Transaction Intelligence

Auto-categorize transactions based on merchant names. Create rules to automatically categorize future transactions. Search and filter by date, amount, category, or merchant. Download transaction lists for analysis or record-keeping.

✓ Auto-categorization ✓ Custom rules ✓ Advanced search ✓ Filtering ✓ Bulk updates ✓ Duplicate detection ✓ CSV download

Asset & Investment Tracking

Track home value, vehicle depreciation, jewelry, and investment portfolios. Input purchase price and current value for net worth calculations. See how assets grow over time and contribute to financial goals.

✓ Home valuation ✓ Investment tracking ✓ Depreciation calculation ✓ Equity tracking ✓ Historical values ✓ Category organization

🔐 Security & Compliance

Household-Level Data Isolation

Every household's data is completely isolated from others. Users can only access their own household data. Data is never shared with third parties. GDPR compliant with full data export and deletion options.

✓ Data isolation ✓ GDPR compliance ✓ Data export ✓ Data deletion ✓ Privacy controls ✓ No third-party sharing

Authentication & Access Control

Sign in with Google—no passwords to remember. Two-factor authentication (2FA) for extra security. Session management with login device tracking. Automatic logout for inactive sessions.

✓ Google Sign-In ✓ Two-factor authentication ✓ Session management ✓ Device tracking ✓ Login alerts ✓ Password reset ✓ Account security

📊 Data & Reporting

Full Data Export & Portability

Export all your household data as CSV files anytime. Includes transactions, accounts, budgets, bills, and assets. Use for personal records, tax preparation, or switching to another system. No lock-in.

✓ CSV export ✓ Full data portability ✓ Scheduled exports ✓ Custom date ranges ✓ Backup creation

Ready to see all these features in action?

Start free for 1 year (limited users). No credit card required.

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